Australian superannuation funds including AustralianSuper, Australian Retirement Trust, Hostplus, and UniSuper — managing over $3.5 trillion in compulsory employer contributions under the SG rate, regulated by APRA and ASIC.
Industry super funds AustralianSuper, Australian Retirement Trust (formerly QSuper and Sunsuper merged), Hostplus, and Aware Super are not-for-profit funds returning investment income to members. Industry funds consistently outperform retail funds in long-term performance benchmarks.
Retail super funds from banks and wealth managers — including Mercer, Colonial First State, MLC, and OnePath — are for-profit funds often distributed through financial planners and employer salary sacrifice arrangements.
Self-Managed Super Funds (SMSFs) are individually trustee-managed funds regulated by the ATO rather than APRA. The SMSF Association, BGL Corporate Solutions, and Class Super serve the SMSF sector with software and industry resources.
AustralianSuper
australiansuper.com
Australia's largest super fund with $330 billion+ in assets. Industry fund open to all Australians. Member portal for super balance and investment choice.
Australian Retirement Trust
australianretirementtrust.com.au
Australia's second-largest super fund, formed by merger of QSuper and Sunsuper. Not-for-profit with Australian and international investment options.
Hostplus
hostplus.com.au
Industry fund for hospitality, tourism, recreation, and sport workers. Open to all Australians. Consistently strong long-term investment performance.
Aware Super
aware.com.au
Industry fund for NSW public sector and health workers, open to all. Manages $160 billion+ across member accounts.
UniSuper
unisuper.com.au
Industry fund for higher education and research sector workers. Open to Australian university staff with a broad investment menu.
Mercer Super
mercer.com.au
Global retail super fund available to Australian employees and individuals. Broad investment menu and financial advice integration.
Colonial First State
cfs.com.au
Retail super fund managed by Colonial First State. FirstChoice platform with access to managed funds, direct shares, and ETF investments.
SMSF Association
smsfassociation.com
Peak body for Australia's self-managed super fund sector. 1.1 million SMSFs with $876 billion in assets. Technical resources and adviser directory.
ATO SMSF Information
ato.gov.au
ATO guidance on starting, running, and winding up an SMSF. SMSF annual return lodgement, auditing requirements, and trustee responsibilities.