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Payment Services & Digital Wallets in Australia

Australian payment services and digital wallets including PayPal, Apple Pay, Google Pay, BPAY, and PayID — enabling contactless, online, and peer-to-peer payments regulated by ASIC and the RBA.

Mobile wallets Apple Pay and Google Pay are widely accepted at Australian tap-to-pay terminals, supported by all major Australian banks. Samsung Pay also operates in Australia. All work via NFC on iOS and Android devices.

Online payment platforms PayPal is used by millions of Australians for online shopping and peer-to-peer payments. Stripe powers payments for many Australian e-commerce sites, while Square provides payment terminals for small businesses.

Australia's New Payments Platform (NPP) enables PayID — a real-time bank-to-bank transfer system allowing Australians to send money using a mobile number, email, or ABN. Osko is the consumer-facing brand for NPP payments.

PayPal Australia

paypal.com

Online payment platform with 12 million+ Australian users. Pay at online stores, send money peer-to-peer, and receive payments for small businesses.

Apple Pay

apple.com

Contactless payment via iPhone and Apple Watch at 95%+ of Australian payment terminals. Uses device-specific card numbers for security.

Google Pay

pay.google.com

Android contactless payment and digital wallet. Accepted at Australian tap-to-pay terminals and online at Google Pay-supported retailers.

BPAY

bpay.com.au

Australia's bill payment system. Pay bills using a biller code and reference number via internet banking or phone banking. Used by 50,000+ billers.

Osko (PayID)

osko.com.au

Real-time Australian bank transfer via the New Payments Platform. Send money in seconds to a PayID (mobile, email, or ABN) from any participating bank.

Stripe Australia

stripe.com

Payment processing infrastructure for Australian online businesses. Accept cards, wallets, and Buy Now Pay Later via Stripe's developer-friendly API.

Square Australia

squareup.com

Point-of-sale payment terminals and online payment tools for Australian small businesses. Square Reader and Square Stand accept card and contactless payments.

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