Australian home loans from CommBank, ANZ, NAB, Westpac, and online lenders including Athena and Reduce Home Loans — regulated by APRA, with comparison tools from Canstar and mortgage brokers from Aussie and Mortgage Choice.
Big Four bank mortgages — CommBank, ANZ, NAB, and Westpac — collectively hold the majority of Australian residential mortgage debt. All offer variable and fixed rate home loans with online applications and offset account features.
Online and non-bank lenders including Athena, Nano, Reduce Home Loans, and Tic:Toc have grown by offering lower rates through technology-driven underwriting and lower overhead costs, without branch networks.
Mortgage brokers including Aussie Home Loans, Mortgage Choice, and Lendi compare loans from a panel of lenders and assist borrowers with applications. Over 70% of new Australian home loans are now arranged through brokers.
CommBank Home Loans
commbank.com.au
CommBank's home loan range including standard variable, fixed, and green home loans. Offset accounts, redraw, and the CommBank Home Loan app.
ANZ Home Loans
anz.com.au
ANZ home loan range with variable, fixed, and ANZ Plus digital home loans. Offset and redraw features with online application tracking.
NAB Home Loans
nab.com.au
NAB variable and fixed home loans with base rate and Choice Package options. Offset accounts and flexible repayment features.
Westpac Home Loans
westpac.com.au
Westpac variable and fixed rate mortgages. Rocket Repay home loan for first home buyers, with offset accounts and online application.
Athena Home Loans
athena.com.au
Australian non-bank lender offering competitive variable rates. No annual fees and automatic rate matching ensures existing customers get the current rate.
Reduce Home Loans
reducehomeloans.com.au
Online non-bank lender with consistently low variable home loan rates. Applications processed online; no branch network reduces operating costs.
Tic:Toc Home Loans
tictochomeloans.com.au
Digital lender using automated assessment to approve home loans in as little as 22 minutes. Backed by Bendigo Bank.
Aussie Home Loans
aussie.com.au
Australia's largest mortgage broker brand, owned by CommBank. Over 1,000 brokers comparing home loans from 25+ lenders at no cost to borrowers.
Mortgage Choice
mortgagechoice.com.au
National mortgage broker network with 600+ brokers. Compares loans from 35+ lenders with broker assistance at no charge to borrowers.
Lendi
lendi.com.au
Online mortgage broker comparing rates from 25+ Australian lenders. Digital-first application with human broker support throughout.
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