Australian general insurance providers including NRMA, AAMI, Allianz, Budget Direct, and RAA — offering car, home, contents, travel, and business insurance, all regulated by APRA and ASIC.
Car insurance providers NRMA, AAMI, RACQ, and Budget Direct dominate the Australian motor insurance market. Most offer comprehensive, third party fire and theft, and compulsory third party (CTP/green slip) insurance online.
Home and contents insurance from Allianz, ANZ, CommBank, and IAG covers building replacement, contents, and landlord policies for Australian property owners and renters.
Travel insurance from Cover-More, Allianz Travel, and 1Cover is required by many Australian banks and credit card providers for overseas medical cover. Most Australian policies exclude pre-existing conditions unless declared.
NRMA Insurance
nrma.com.au
Major insurer in NSW, QLD, and ACT. Car, home, travel, and boat insurance with 24/7 claims support. Part of IAG.
AAMI
aami.com.au
National insurer with competitive car, home, and CTP policies. AAMI Lucky Members promotion rewards claim-free drivers. Part of Suncorp.
Budget Direct
budgetdirect.com.au
Online-only insurer focused on competitive pricing for car, home, contents, and travel insurance. Australian-owned by Auto & General.
RACQ Insurance
racq.com.au
Queensland-focused motoring club and insurer. Car, home, travel, and life insurance for members with roadside assistance included in memberships.
Allianz Australia
allianz.com.au
Major insurer for home, car, travel, and life products. Allianz is part of the global Allianz Group with full Australian underwriting.
Suncorp Insurance
suncorp.com.au
Suncorp Group insurance products including car, home, and CTP. Parent company of AAMI, GIO, Apia, and other Australian brands.
GIO Insurance
gio.com.au
NSW and ACT-focused insurer for car, home, and CTP. Part of Suncorp Group with online policy management and claims.
Youi Insurance
youi.com.au
South African-founded insurer operating in Australia. Asks detailed questions to price premiums individually rather than using postcode-based risk pools.
Cover-More Travel Insurance
covermore.com.au
Australia's largest travel insurance specialist. Single trip, annual multi-trip, and cruise policies with medical emergency cover up to unlimited.
Allianz Travel Insurance
allianz.com.au
Travel insurance with comprehensive, basic, and annual multi-trip plans. Medical, cancellation, luggage, and rental vehicle excess cover.
1Cover Travel Insurance
1cover.com.au
Australian travel insurer with competitive online quotes. Comprehensive, saver, and domestic plans with COVID-19 medical cover options.